Common Mistakes

Common Mistakes

Common Mistakes Property Owners Make When Taken by Storm:

  1. Never sign documents you don’t read first – Often property owners will make the mistake in signing documents from an insurance company, and settling their claim with out knowing it. You should wait to accept funds or cash settlement checks of any kind until you are fully aware of what the funds are intended for. For example contents are different than structural settlements these funds should never be co-mingled. And prior to signing any completion paper work, make sure you have had your walk-through and you are 100% satisfied with the work completed.
  2. Ask your insurance company and contractor of choice for references of clients that they have completed work for in the last 6 months.
  3. Remember you chose your contractor, you DO NOT have to choose a cobntractor that your insurance comapy recommends. Althought often your insurance companies have screened the contractors on their preferred vendor list, the contarctor should work for YOU and NOT the insurance companies.
  4. Remember the Insurance Commissioner is there to serve the public and regulate quality and ethics of the insurance industry: use them if you need to. http://www.inscomm.state.ga.us/ Here you will find frequently asked questions and there are complaint forms there for your use. Should you find yourself in a position to need such help know they will assign an investigator to you within 72 hours and will usually return a response about your claim to you in the same amount of time. This can very useful in time of disagreement with your insurance adjuster.